Health insurance is a plan offered by insurance providers that is designed to protect you financially when health problems arise. On one hand, issues with health have become unavoidable thanks to changes in the environment and lifestyle over the past few decades. Leading a healthy lifestyle doesn’t guarantee a healthy body these days. On the other hand, medical costs have skyrocketed, which can leave you in a dire situation if you aren’t prepared. Health insurance has gained importance in today’s world due to these reasons. It is a smart investment to make but requires a bit of research to ensure the plan is affordable, offers good coverage and will pay out sufficiently when needed.